0000950170-22-007110 Sample Contracts

SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • May 3rd, 2022 • Enova International, Inc. • Personal credit institutions • New York

THIS SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT (this “Amendment”), dated as of March 24, 2022, is entered into by and among EFR 2018-1, LLC, a Delaware limited liability company (“Borrower”), each of the Lenders (as defined in the Loan Agreement) signatory hereto, and PACIFIC WESTERN BANK, as administrative, payment and collateral agent for the Secured Parties (as defined in the Loan Agreement) (in such capacities, “Agent”).

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AMENDMENT NO. 7 TO FOURTH AMENDED AND RESTATED CREDIT AGREEMENT
Credit Agreement • May 3rd, 2022 • Enova International, Inc. • Personal credit institutions • New York

This AMENDMENT NO. 7 TO FOURTH AMENDED AND RESTATED CREDIT AGREEMENT (this “Amendment”) dated as of March 18, 2022, is entered into by and among RECEIVABLE ASSETS OF ONDECK, LLC, a Delaware limited liability company (“Company”), the Lenders party hereto and Truist BANK, as Administrative Agent (in such capacity, the “Administrative Agent”).

SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • May 3rd, 2022 • Enova International, Inc. • Personal credit institutions

THIS SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT (this “Amendment”), dated as of March 14, 2022, is entered into by and among EFR 2018-2, LLC, a Delaware limited liability company (“Borrower”), each of the Lenders (as defined in the Loan Agreement) signatory hereto, and CREDIT SUISSE AG, NEW YORK BRANCH (“Credit Suisse”), as administrative, payment and collateral agent for the Secured Parties (as defined in the Loan Agreement) (in such capacities, “Agent”) and as Class A Managing Agent (as defined in the Loan Agreement).

Amendment No. 1 to Credit Agreement
Credit Agreement • May 3rd, 2022 • Enova International, Inc. • Personal credit institutions

This Amendment No. 1 to Credit Agreement (this “Amendment”) is entered into as of March 29, 2022, by and among OnDeck Receivables 2021, LLC, a Delaware limited liability company, as company (the “Borrower”), the lenders from time to time parties hereto (the “Lenders”), JPMorgan Chase Bank, N.A., as administrative agent and collateral agent for the Lenders (in such capacity, the “Administrative Agent”) and Deutsche Bank Trust Company Americas, as paying agent (in such capacity, the “Paying Agent”).

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