VFS NEAR PRIME TRUST I, as Borrower, UNITED AUTO CREDIT CORPORATION, as Servicer and Custodian, [***], as Paying Agent, the LENDERS from time to time parties hereto, and FIFTH THIRD BANK, NATIONAL ASSOCIATION, as Administrative AgentWarehouse Agreement • May 10th, 2024 • Vroom, Inc. • Retail-auto dealers & gasoline stations • New York
Contract Type FiledMay 10th, 2024 Company Industry JurisdictionThis Warehouse Agreement, dated as of November 18, 2022 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), is by and among VFS Near Prime Trust I, a Delaware statutory trust, as borrower (the “Borrower”), United Auto Credit Corporation, a California corporation (“UACC”), as servicer (in such capacity, the “Servicer”) and as custodian (in such capacity, the “Custodian”), [***], as paying agent (in such capacity, the “Paying Agent”), the lenders from time to time parties hereto (the “Lenders”), and Fifth Third Bank, National Association, as administrative agent for the Lenders and as agent for the Secured Parties (as defined herein) (the “Administrative Agent”).