Exhibit 4.1 WACHOVIA CREDIT CARD MASTER TRUST SERIES 1999-2 Class A Floating Rate Asset Backed Certificates, Series 1999-2 Class B Floating Rate Asset Backed Certificates, Series 1999-2 UNDERWRITING AGREEMENTWachovia Credit Card Master Trust • October 1st, 1999 • Asset-backed securities • New York
Company FiledOctober 1st, 1999 Industry Jurisdiction
andPooling and Servicing Agreement • October 1st, 1999 • Wachovia Credit Card Master Trust • Asset-backed securities • Delaware
Contract Type FiledOctober 1st, 1999 Company Industry Jurisdiction