September 20, 2000 Humboldt Bancorp 701 Fifth Street Eureka, California 95501 Gentlemen: Reference is made to the Agreement and Plan of Reorganization and Merger, dated as of September 20, 2000 (the "Reorganization Agreement"), by and among Humboldt...'S Agreement • November 14th, 2000 • Humboldt Bancorp • Savings institution, federally chartered
RECITALSHumboldt Bancorp Stock Option Agreement • November 14th, 2000 • Humboldt Bancorp • Savings institution, federally chartered • California
RECITALSTehama Bancorp Stock Option Agreement • November 14th, 2000 • Humboldt Bancorp • Savings institution, federally chartered • California
