Exhibit 1 [FORM OF UNDERWRITING AGREEMENT] MILLENNIUM BANKSHARES CORPORATION Common Stock ($5.00 par value) UNDERWRITING AGREEMENT McKinnon & Company, Inc. 555 Main Street, Suite 1212 Norfolk, Virginia 23510 Ladies and Gentlemen: Millennium Bankshares...Underwriting Agreement • December 14th, 2001 • Millennium Bankshares Corp • Blank checks • Virginia
