0001002105-04-000021 Sample Contracts

AGREEMENT AND PLAN OF SHARE EXCHANGE BETWEEN CITIZENS BANK AND TRUST COMPANY AND CITIZENS BANCORP OF VIRGINIA, INC.
Shareholder Agreement • February 6th, 2004 • Citizens Bancorp of Virginia Inc • Virginia

This Agreement and Plan of Share Exchange ("Agreement") is made and entered into as of September 24, 2003 by and between Citizens Bank and Trust Company , a Virginia state bank (the "Bank"), and Citizens Bancorp of Virginia, Inc., a Virginia corporation (the "Corporation").

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