0001002554-05-000038 Sample Contracts

SECURITY AGREEMENT
Security Agreement • September 9th, 2005 • Emerging Vision Inc • Retail-retail stores, nec • New York

SECURITY AGREEMENT, dated as of August 19, 2005, by and among each of the entities identified on the signature page hereto under the heading “Grantor” (each a “Grantor” and, collectively, the “Grantors”) and MANUFACTURERS AND TRADERS TRUST COMPANY (the “Secured Party”).

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GUARANTY
Guaranty • September 9th, 2005 • Emerging Vision Inc • Retail-retail stores, nec • New York

THIS GUARANTY is entered into as of the 19th day of August, 2005, by EACH OF THE UNDERSIGNED (each a “Guarantor” and, collectively, the “Guarantors”) in favor of and for the benefit of MANUFACTURERS AND TRADERS TRUST COMPANY, a New York banking corporation (the “Lender”).

CREDIT AGREEMENT Dated as of August 19, 2005 by and between EMERGING VISION, INC. and MANUFACTURERS AND TRADERS TRUST COMPANY
Credit Agreement • September 9th, 2005 • Emerging Vision Inc • Retail-retail stores, nec • New York

CREDIT AGREEMENT, dated as of August 19, 2005, by and between EMERGING VISION, INC., a New York corporation (the “Company”) and MANUFACTURERS AND TRADERS TRUST COMPANY, a New York banking corporation (the “Bank”).

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