0001003297-03-000085 Sample Contracts

LOAN PARTICIPATION AGREEMENT
Loan Participation Agreement • April 15th, 2003 • First Financial Corp /Tx/ • Mortgage bankers & loan correspondents • Texas

This Loan Participation Agreement (this "Agreement") is entered into by First Preference Mortgage Corp. a Texas corporation, ("Seller"), 800 Washington Avenue, Waco, Texas 76701, and Citizens State Bank, a Texas state banking corporation, ("Buyer"), P. O. Box 109, Woodville, Texas 75979.

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TRIPARTY AGREEMENT
Triparty Agreement • April 15th, 2003 • First Financial Corp /Tx/ • Mortgage bankers & loan correspondents • Florida

THIS TRIPARTY AGREEMENT (this "Agreement") is effective as of the 16th day of August, 2002, by and between COLONIAL BANK, an Alabama banking corporation ("Colonial"), CITIZENS STATE BANK, a Texas state banking corporation, ("Citizens"), and FIRST PREFERENCE MORTGAGE CORP., a Texas corporation ("First Preference").

FOURTH AMENDMENT TO MORTGAGE WAREHOUSE LOAN AND SECURITY AGREEMENT
Mortgage Warehouse Loan and Security Agreement • April 15th, 2003 • First Financial Corp /Tx/ • Mortgage bankers & loan correspondents • Florida

This Fourth Amendment to Mortgage Warehouse Loan and Security Agreement (this "Amendment"), made by and between FIRST PREFERENCE MORTGAGE CORP., a Texas corporation ("Borrower"), COLONIAL BANK, an Alabama banking corporation, as lender ("Lender"), is dated as of the 31st day of October, 2002.

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