EXHIBIT D AMENDED AND RESTATED LOAN AGREEMENT dated November 8, 1996 as further amended and restated on December 18, 1998, September 27, 1999 and November 4, 1999 A M O N G :Loan Agreement • December 20th, 1999 • Gerdau Usa Inc • Steel works, blast furnaces & rolling mills (coke ovens) • Ontario
