0001015402-05-001575 Sample Contracts

HABERSHAM BANCORP SPLIT DOLLAR AGREEMENT AND COLLATERAL ASSIGNMENT Summary of Material Terms Specific to Each Executive
Split Dollar Agreement • March 30th, 2005 • Habersham Bancorp • State commercial banks • Georgia

THIS AGREEMENT made as of this 1st day of January, 1991, between HABERSHAM BANCORP, a Georgia corporation (hereinafter referred to as the “Corporation”), and ____________________ (hereinafter referred to as the “Insured”).

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NON-QUALIFIED STOCK OPTION AGREEMENT PURSUANT TO HABERSHAM BANCORP OUTSIDE DIRECTORS STOCK OPTION PLAN
Non-Qualified Stock Option Agreement • March 30th, 2005 • Habersham Bancorp • State commercial banks • Georgia

THIS AGREEMENT is made as of the _____ day of _______________, 200__ (the “Grant Date”), by and between HABERSHAM BANCORP, a corporation organized and existing under the laws of the State of Georgia (the “Company”) and ____________________________ (the “Optionee”),

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