0001016964-03-000241 Sample Contracts

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PIONEER VARIABLE CONTRACTS TRUST AMENDMENT TO THE AGREEMENT AND DECLARATION OF TRUST
Agreement and Declaration of Trust • November 18th, 2003 • Pioneer Variable Contracts Trust /Ma/

The undersigned, being at least a majority of the Trustees of Pioneer Variable Contracts Trust, a Delaware statutory trust (the "Trust"), do hereby amend the Agreement and Declaration of Trust, dated September 16, 1994, as amended (the "Declaration"), as follows, such amendment to be effective on the date hereof:

PIONEER VARIABLE CONTRACTS TRUST By: Name: Title:
Expense Limit and Reimbursement Agreement • November 18th, 2003 • Pioneer Variable Contracts Trust /Ma/ • Delaware
PIONEER FAMILY OF FUNDS MASTER INVESTMENT COMPANY SERVICE AGREEMENT
Master Investment Company Service Agreement • November 18th, 2003 • Pioneer Variable Contracts Trust /Ma/ • Massachusetts
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