PACIFIC LIFE & ANNUITY COMPANY LOGO] Pacific Life & Annuity Company 700 Newport Center Drive Newport Beach, CA 92660 SIMPLE INDIVIDUAL RETIREMENT ANNUITY RIDER This rider is a part of the Contract to which it is attached (the Contract) by Pacific Life...Simple Individual Retirement Annuity Rider • December 18th, 2002 • Separate Account a of Pacific Life & Annuity Co
