0001019056-20-000070 Sample Contracts

JOINT FILING AGREEMENT
Joint Filing Agreement • February 11th, 2020 • SC Fundamental Value Fund, L.P. • Short-term business credit institutions

In accordance with Rule 13d-1(f) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of this Schedule 13G (including amendments thereto) with respect to the Common Stock of Nicholas Financial Inc. and further agree that this Joint Filing Agreement be included as an Exhibit to such joint filing. In evidence thereof, the undersigned, hereby execute this Agreement this February 11, 2020.

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