0001019155-03-000387 Sample Contracts

AND OWNERS AND HOLDERS OF AMERICAN DEPOSITARY RECEIPTS Deposit Agreement Dated as of March 2, 1995
Deposit Agreement • September 9th, 2003 • Abbey National PLC • Mortgage bankers & loan correspondents • New York

DEPOSIT AGREEMENT dated as of March 2, 1995 among ABBEY NATIONAL PLC, incorporated under the laws of England (herein called the Company), THE BANK OF NEW YORK, a New York banking corporation (herein called the Depositary), and all Owners and Holders from time to time of American Depositary Receipts issued hereunder.

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THE BANK OF NEW YORK
Abbey National PLC • September 9th, 2003 • Mortgage bankers & loan correspondents

Deposit Agreement (the “Deposit Agreement”) by and among Abbey National plc, The Bank of New York, as Depositary, and the Owners and Holders of American Depositary Receipts

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