0001019155-08-000713 Sample Contracts

AND OWNERS AND HOLDERS OF AMERICAN DEPOSITARY SHARES Deposit Agreement Dated as of _________, 2008 DEPOSIT AGREEMENT
Deposit Agreement • October 29th, 2008 • Provident Financial PLC • New York

DEPOSIT AGREEMENT dated as of _______, 2008, among PROVIDENT FINANCIAL plc, a Public Limited Company incorporated under the laws of the United Kingdom (herein called the Company), THE BANK OF NEW YORK MELLON, a New York banking corporation (herein called the Depositary), and all Owners and Holders from time to time of American Depositary Shares issued hereunder.

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