AND OWNERS AND HOLDERS OF AMERICAN DEPOSITARY SHARES Deposit Agreement Dated as of _________, 2008 DEPOSIT AGREEMENTDeposit Agreement • October 29th, 2008 • Provident Financial PLC • New York
Contract Type FiledOctober 29th, 2008 Company JurisdictionDEPOSIT AGREEMENT dated as of _______, 2008, among PROVIDENT FINANCIAL plc, a Public Limited Company incorporated under the laws of the United Kingdom (herein called the Company), THE BANK OF NEW YORK MELLON, a New York banking corporation (herein called the Depositary), and all Owners and Holders from time to time of American Depositary Shares issued hereunder.