EXHIBIT 10.13.4 OPERATING AGREEMENTOperating Agreement • August 19th, 2002 • Homegold Financial Inc • Personal credit institutions • South Carolina
EXHIBIT 10.13.1 =============================================================== ================= REVOLVING CREDIT AGREEMENT BY AND BETWEEN FLEXCHECK HOLDINGS LLCRevolving Credit Agreement • August 19th, 2002 • Homegold Financial Inc • Personal credit institutions • South Carolina
IMPAC WAREHOUSE LENDING GROUP Initial Purchaser and HOMEGOLD, INC. SellerHomegold Financial Inc • August 19th, 2002 • Personal credit institutions • California
EXHIBIT 10.13.3 SECURITY AGREEMENT THIS SECURITY AGREEMENT (as defined in Article 6 hereof, along with all other defined terms, this "Security Agreement") is made and effective as of January 18, 2002, by EACH "BORROWER" THAT IS FROM TIME TO TIME...Security Agreement • August 19th, 2002 • Homegold Financial Inc • Personal credit institutions • South Carolina
ANNEX ISupplemental Terms and Conditions • August 19th, 2002 • Homegold Financial Inc • Personal credit institutions
EXHIBIT 10.11.4 CONFIRMATION TERMS OF TRANSACTIONS (CERTIFICATE OF SELLER) Impac Warehouse Lending Group 1401 Dove Street Newport Beach, CA 92660 Gentlemen: Reference is made to the Master Repurchase Agreement (the "Master Repurchase Agreement") dated...Homegold Financial Inc • August 19th, 2002 • Personal credit institutions
Reference is made to the Master Repurchase Agreement (the "Master Repurchase Agreement") dated as of JULY 6, 2001, between Impac Warehouse Lending Group, Inc. (the "Buyer") HOMEGOLD, INC. (the "Seller"). Capitalized terms used but not defined herein shall have the respective meanings given to such terms in the Master Repurchase Agreement. The Buyer and the Seller hereby confirm the Buyer's purchase from the Seller from time to time under the Master Repurchase Agreement of Purchased Securities consisting of whole mortgage loans to be listed on Mortgage Loan Schedules which will be transmitted from Seller to Buyer agrees to provide to Buyer a Mortgage Loan Schedule in the form of "Exhibit A" hereto which must be approved by Buyer before each transaction is completed. Upon the submission of a Mortgage Loan Schedule, Seller agrees that the sale of the mortgage loans listed thereon shall be under the terms and conditions of the Master Repurchase Agreement and all modifications and addendums
