Exhibit 31 CERTIFICATION Re: CDC Mortgage Capital Trust 2003-HE1 Mortgage Pass- Through Certificates, Series 20003-HE1, issued pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2003 (the "Pooling and Servicing Agreement'), among...Pooling and Servicing Agreement • March 29th, 2004 • Morgan Stanley Mortgage Pass THR Cert Ser 2003-He1 • Asset-backed securities
Fairbanks Capital Corp. Agreement: See Schedule of Agreements Dated: See Attached Schedule Annual Statement as to Compliance In accordance with the applicable section in each of the Pooling and Servicing Agreements specified: i. a review of the...Annual Statement as to Compliance • March 29th, 2004 • Morgan Stanley Mortgage Pass THR Cert Ser 2003-He1 • Asset-backed securities
