0001021408-03-008887 Sample Contracts

AMENDMENT NO. 1 TO THE AMENDED AND RESTATED INVESTMENT AGREEMENT
Investment Agreement • June 17th, 2003 • Kookmin Bank • Commercial banks, nec • New York

THIS AMENDMENT NO. 1 to the Amended and Restated Investment Agreement, dated as of September 4, 2001, is made as of October 31, 2002 between Kookmin Bank (the “Bank”) and Goldman Sachs Capital Koryo, L.P. (“Koryo”).

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STRATEGIC ALLIANCE AGREEMENT between Kookmin Bank and ING Bank N.V dated as of December 4, 2002
Strategic Alliance Agreement • June 17th, 2003 • Kookmin Bank • Commercial banks, nec

STRATEGIC ALLIANCE AGREEMENT (this “Agreement”), dated as of December 4, 2002, by and between Kookmin Bank, a company incorporated in Korea, with its principal office at 9-1, Namdaemun-ro 2-ga, Jung-gu, Seoul, Korea (“KB”) and ING Bank N.V., a company incorporated in the Netherlands, with its registered office at Bijlmerplein 888, P.O. Box 810, 1000 BV, Amsterdam, the Netherlands (“ING”).

Waiver Agreement
Waiver Agreement • June 17th, 2003 • Kookmin Bank • Commercial banks, nec

Reference is made to the Strategic Alliance Agreement (“Alliance Agreement”) dated December 4, 2002, by and between Kookmin Bank (“KB”) and ING Bank N.V. (“ING”).

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