0001021890-02-000163 Sample Contracts

16% CONVERTIBLE SUBORDINATED DEBENTURE
Entrust Financial Services Inc • April 12th, 2002 • Mortgage bankers & loan correspondents • Colorado

FOR VALUE RECEIVED, the undersigned, Entrust Financial Services. Inc., a Colorado corporation (the “Company”), with their principal offices located at 6795 E. Tennessee, Suite 500, Denver, Colorado 80224, promises to pay to the order of Bayview Marketing, Inc. (the “Holder”), or its assigns, at 237 Tramway Drive B, Stateline, NV., 89449, the principal amount of ONE HUNDRED, SIXTY-TWO THOUSAND,ONE HUNDRED AND NO/100 DOLLARS ($162,100.00) (the “Original Principal Amount”) in legal and lawful money of the United States of America, together with interest (calculated on the basis of a 360-day year) on the Unpaid Principal Balance (as herein defined) from the date of this Debenture until maturity at the rate of sixteen percent (16%) per annum. All past due principal and interest will bear interest at the Maximum Rate (as herein defined).

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CONSULTING CONTRACT
Consultant Agreement • April 12th, 2002 • Entrust Financial Services Inc • Mortgage bankers & loan correspondents • Colorado
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