Exhibit 10(x) CHANGE IN CONTROL AGREEMENT THIS AGREEMENT is made effective as of March 18, 1998 by and among Harbor Federal Savings Bank (the "Bank"), Harbor Florida Bancshares, Inc. ("Bancshares" or the "Holding Company") and Don W. Bebber (the...Change in Control Agreement • December 24th, 1998 • Harbor Florida Bancorp Inc • Savings institutions, not federally chartered • Florida
