0001035704-04-000613 Sample Contracts

BACKGROUND
Loan Agreement • October 6th, 2004 • Citizens Inc • Life insurance • Texas
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EXHIBIT 10.11(d) FORM OF TERM NOTE
Citizens Inc • October 6th, 2004 • Life insurance

This Term Note evidences the Term Loan made pursuant to, and has been executed and delivered under, and is subject to the terms and conditions, of, that certain Loan Agreement dated effective as of March 22, 2004 (as the same may be amended, modified, supplemented, renewed, extended, restated, substituted, increased, rearranged and/or replaced from time to time, the "Loan Agreement"), among the Maker and Bank, and is the Term Note referred to therein. Unless otherwise defined herein or unless the context hereof otherwise requires each term used herein with its initial letter capitalized has the meaning given to such term in the Loan Agreement. Reference is made to the Loan Agreement and the other Loan Documents for provisions affecting this Term Note regarding payments and mandatory and voluntary prepayments, acceleration of maturity, exercise of Rights, payment of attorneys' fees, court costs, and other costs of collection, certain waivers by Maker and others now or hereafter obligate

BACKGROUND.
Security Agreement • October 6th, 2004 • Citizens Inc • Life insurance • Texas
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