EXHIBIT 10.19 Employment Agreement THIS EMPLOYMENT AGREEMENT (this "Agreement") is entered into as of the 1st day of January 2000, between Highlands Insurance Group, Inc., a Delaware corporation (the "Company") and John W. Cowley ("Employee")....Employment Agreement • April 17th, 2001 • Highlands Insurance Group Inc • Fire, marine & casualty insurance • New Jersey
EXHIBIT 10.21 SEVENTH AMENDMENT AND WAIVER TO CREDIT AGREEMENT ------------------------------------------------ SEVENTH AMENDMENT TO CREDIT AGREEMENT (this "Amendment"), dated as of December 31, 2000, among HIGHLANDS INSURANCE GROUP, INC., a Delaware...Credit Agreement • April 17th, 2001 • Highlands Insurance Group Inc • Fire, marine & casualty insurance • New York
WITNESSETH: ----------Retention Agreement • April 17th, 2001 • Highlands Insurance Group Inc • Fire, marine & casualty insurance
