0001037155-03-000010 Sample Contracts

FUND PARTICIPATION AGREEMENT BARON CAPITAL FUNDS TRUST TABLE OF CONTENTS

Participation Agreement • April 25th, 2003 • Variable Annuity I Ser Acc of Fir GRT West Li & Annu Ins Co • New York

• Contract Type
  Participation Agreement
• Filed
  April 25th, 2003
• Company
  Variable Annuity I Ser Acc of Fir GRT West Li & Annu Ins Co
• Jurisdiction
  New York

Exhibit 3

Underwriting Agreement • April 25th, 2003 • Variable Annuity I Ser Acc of Fir GRT West Li & Annu Ins Co • Colorado

• Contract Type
  Underwriting Agreement
• Filed
  April 25th, 2003
• Company
  Variable Annuity I Ser Acc of Fir GRT West Li & Annu Ins Co
• Jurisdiction
  Colorado