PARTICIPATION AGREEMENT Among THE UNIVERSAL INSTITUTIONAL FUNDS, INC., MORGAN STANLEY INVESTMENT MANAGEMENT INC., MORGAN STANLEY & CO. INCORPORATED and FIRST GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY and CHARLES SCHWAB & CO., INC. Effective as of...Participation Agreement • January 3rd, 2006 • Variable Annuity I Ser Acc of Fir GRT West Li & Annu Ins Co • New York
(This and related steps may occur later in the chronological process due to possible uncertainties relating to the proposals.)
