0001039765-08-000124 Sample Contracts

SERVICE AGREEMENT
Service Agreement • March 31st, 2008 • Ing Life Insurance & Annuity Co • Life insurance • Delaware

This Service Agreement (hereinafter called “Agreement”) is made effective as of the 1st day of January 1994, by and between Directed Services, Inc., a New York Corporation (hereinafter called “DSI”), and Golden American Life Insurance Company, a Delaware Insurance Corporation (hereinafter called “Golden American”).

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AMENDMENT NUMBER 2007-1 TO SERVICES AGREEMENT
Services Agreement • March 31st, 2008 • Ing Life Insurance & Annuity Co • Life insurance

This is Amendment Number 2007-1 (this “Amendment”) to the Services Agreement made January 1, 2001, as amended July 16, 2003, by and among ING Life Insurance and Annuity Company and the affiliated insurance companies specified in Exhibit B to the Services Agreement (or the successors by merger to such affiliated insurance companies) (the “Agreement”). This Amendment is dated as of December 31, 2007. Capitalized terms not defined in this Amendment shall have the meaning ascribed to them in the Agreement.

AMENDMENT NUMBER 2007-1 TO RECIPROCAL LOAN AGREEMENT
Reciprocal Loan Agreement • March 31st, 2008 • Ing Life Insurance & Annuity Co • Life insurance

This is Amendment Number 2007-1 (this “Amendment”) to the Reciprocal Loan Agreement, dated as of June 21, 2001, (the “Agreement”) by and between ING America Insurance Holdings, Inc. (”INGAIH”) and ING Life Insurance and Annuity Company (“ILIAC”). This Amendment is dated as of December 31, 2007. Capitalized terms not defined in this Amendment shall have the meaning ascribed to them in the Agreement.

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