Exhibit 10.1 CREDIT AGREEMENT Dated as of February 7, 2003 by and among EQUITY ONE, INC., as Borrower THE FINANCIAL INSTITUTIONS PARTY HERETO AND THEIR ASSIGNEES UNDER SECTION 13.6, as LendersCredit Agreement • February 20th, 2003 • Equity One Inc • Real estate investment trusts • California
Successor to IRT PROPERTY COMPANY, Issuer and the Guarantors SET FORTH ON THE SIGNATURE PAGES ATTACHED HERETO to SUNTRUST BANK TrusteeEquity One Inc • February 20th, 2003 • Real estate investment trusts • Georgia
ASSUMPTION AND GUARANTEE OF SENIOR DEBT SECURITIESEquity One Inc • February 20th, 2003 • Real estate investment trusts • Georgia
