EXHIBIT 99(b) STOCK OPTION AGREEMENT THIS STOCK OPTION AGREEMENT (this "Agreement") is made and entered into as of November 16, 1999 by and between HARDWICK HOLDING COMPANY, a Georgia corporation ("Hardwick" or "Issuer"), and BB&T CORPORATION, a North...Stock Option Agreement • February 29th, 2000 • Bb&t Corp • National commercial banks • North Carolina
