QuickLinks -- Click here to rapidly navigate through this documentAustralia & New Zealand Banking Group LTD • December 24th, 2002 • Commercial banks, nec • Victoria
Company FiledDecember 24th, 2002 Industry JurisdictionThis letter sets out the terms of your employment, and constitutes your employment agreement with ANZ ("employment agreement"). This employment agreement replaces all existing agreements, arrangements, or understandings between you and ANZ. (References to ANZ include any corporation related to ANZ under the Corporations Act 2001.)
RETIREMENT AGREEMENT DATED 8th February 2002. BETWEENYour Retirement Agreement • December 24th, 2002 • Australia & New Zealand Banking Group LTD • Commercial banks, nec
Contract Type FiledDecember 24th, 2002 Company IndustryAustralia and New Zealand Banking Group Limited A.C.N.005 357 522 (hereinafter called "ANZ") of Level 6, 100 Queen Street, Melbourne in the State of Victoria