0001047469-03-008494 Sample Contracts

ADS ALLIANCE DATA SYSTEMS, INC. ASSOCIATE CONFIDENTIALITY AGREEMENT
Associate Confidentiality Agreement • March 12th, 2003 • Alliance Data Systems Corp • Services-computer processing & data preparation • Texas

WHEREAS ADS Alliance Data Systems, Inc. ("ADSI") and its Affiliates carry on the business of transaction services, credit services and marketing services for businesses. Specifically for transaction services this includes the authorization, collection and settlement of sales transactions and other data at point of sale, phone or Internet. Additionally, it includes account and cardholder processing, generating and printing billing statements and processing payments. Transaction services also includes customer service and collection calls provided by ADSI's inbound and outbound call center. Credit services includes the underwriting on consumer credit card loans, portfolio management and risk management. Marketing services includes development and management of one to one and coalition loyalty programs, both online and offline. Additionally, marketing services includes customer relationship management ("CRM") consulting and strategic planning, database building and management, analytics a

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LEASE AMENDING AGREEMENT
Lease Amending Agreement • March 12th, 2003 • Alliance Data Systems Corp • Services-computer processing & data preparation
STRUCTURE AMENDMENT AND TERMINATION AGREEMENT
And Termination Agreement • March 12th, 2003 • Alliance Data Systems Corp • Services-computer processing & data preparation

This Structure Amendment and Termination Agreement is made by and between World Financial Network National Bank ("Bank") and Express, LLC (the "Corporation"), and Retail Factoring, Inc., a Nevada corporation ("Factoring") (the Corporation and Factoring being collectively referred to herein as the "Company").

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