0001047469-03-012205 Sample Contracts

INDIVIDUAL FLEXIBLE PREMIUM VARIABLE ANNUITY CONTRACT
Individual Flexible Premium Variable Annuity Contract • April 7th, 2003 • Hartford Life Insurance Company Separate Account Two • Connecticut

DESCRIPTION OF BENEFITS INDIVIDUAL FLEXIBLE PREMIUM VARIABLE ANNUITY CONTRACT SEPARATE ACCOUNT: [HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO] ANNUAL MAINTENANCE FEE: $0 IF THE CONTRACT VALUE IS $50,000 OR MORE ON THE CONTRACT ANNIVERSARY. $30 IF THE CONTRACT VALUE IS LESS THAN $50,000 ON THE CONTRACT ANNIVERSARY AND WHEN THE CONTRACT IS FULLY SURRENDERED. MORTALITY AND EXPENSE RISK CHARGE: [1.60%] PER ANNUM OF THE DAILY CONTRACT VALUE. ADMINISTRATION CHARGE: [0.25%] PER ANNUM OF THE DAILY CONTRACT VALUE. 3 DEFINITION OF CERTAIN TERMS ACCOUNT - Any of the Sub-Accounts. ACCUMULATION UNIT - An accounting unit of measure used to calculate the value of a Sub-Account of this contract before annuity payments begin. ADMINISTRATIVE OFFICE OF THE COMPANY - Currently located at 200 Hopmeadow St., Simsbury, CT. All correspondence concerning this contract should be sent to our mailing address: Attn: Hartford Life Investment Product Services, P.O. Box 5085, Hartford, CT 06102-5085. ANNUAL M

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