EXHIBIT 10.12 CONFIDENTIAL MATERIALS OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. ASTERISKS DENOTE OMISSIONS NOTE PURCHASE AGREEMENT TERI-GUARANTEED BANK OF AMERICA DIRECT TO CONSUMER LOAN PROGRAM BANK OF AMERICA, N.A....Note Purchase Agreement • September 5th, 2003 • First Marblehead Corp • Massachusetts
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
EXHIBIT 10.38 SHAREHOLDERS AGREEMENT dated as of December 21, 1995Shareholders Agreement • September 5th, 2003 • First Marblehead Corp • Delaware
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
EXHIBIT 10.41 LOAN AND SECURITY AGREEMENTLoan and Security Agreement • September 5th, 2003 • First Marblehead Corp • Massachusetts
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
EXTENSION AGREEMENT FOR CEDU PREPGATE LOANSExtension Agreement • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
COMMERCIAL LEASECommercial Lease • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 CompanyRent $13,297/month or $159,564/year for first year $13,962/month or $167,544/year for second year $14,660/month or $175,920/year for third year $15,393/month or $184,716/year for fourth year $16,163/month or $193,956/year for fifth year
DRAFT #6 8/01/01 NOTE PURCHASE AGREEMENT BANK OF AMERICA GATE(R) LOAN PROGRAM This Note Purchase Agreement, by and between BANK OF AMERICA, N.A. ("Program Lender"), a national banking association organized under the laws of the United States and...Note Purchase Agreement • September 5th, 2003 • First Marblehead Corp • California
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
RECITALSMarketing Services Agreement • September 5th, 2003 • First Marblehead Corp • Massachusetts
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
WITNESSETH:Software Development Agreement • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
EXHIBIT 10.36 SUPPLEMENT TO SUBLEASE AMENDMENT THIS SUPPLEMENT TO SUBLEASE AMENDMENT modifies that certain AMENDMENT OF SUBLEASE (hereinafter referred to as the "Amendment") made as of the 12th day of July, 2002, between Metropolitan Life Insurance...Sublease Amendment • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
RECITALSUmbrella Agreement • September 5th, 2003 • First Marblehead Corp • California
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
EXHIBIT 10.23 ASSIGNMENT AGREEMENT For good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, V-Tek Systems Corporation ("Assignor"), a California corporation with its principal place of business at 1315 S....Assignment Agreement • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
EXHIBIT 10.37 STANDARD FORM COMMERCIAL LEASE THIS INSTRUMENT IS A LEASE, dated as of April 25, 2003, in which the LESSOR and LESSEE are the parties hereinafter named, and which relates to space in the building (the "Building") located at 31 St. James...Commercial Lease • September 5th, 2003 • First Marblehead Corp • Massachusetts
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
RECITALSMaster Servicing Agreement • September 5th, 2003 • First Marblehead Corp • Massachusetts
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
SUBLEASESublease • September 5th, 2003 • First Marblehead Corp • Massachusetts
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
EXHIBIT 10.35 AMENDMENT OF SUBLEASE THIS AMENDMENT OF SUBLEASE (hereinafter referred to as the "Amendment") made as of the 12th day of July, 2002, between Metropolitan Life Insurance Company, a New York corporation, hereinafter referred to as the...Sublease • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
EXHIBIT 10.6 CONFIDENTIAL MATERIALS OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. ASTERISKS DENOTE OMISSIONS. THIRD AMENDMENT TO PROGRAM AGREEMENTS (BAGEL) This Third Amendment to Program Agreements ("Third Amendment")...Program Agreements • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
EXHIBIT 10.24 CONFIDENTIAL MATERIALS OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. ASTERISKS DENOTE OMISSIONS. ORIGINATION SERVICES AGREEMENT by and between V-TEK SYSTEMS CORPORATIONOrigination Services Agreement • September 5th, 2003 • First Marblehead Corp • California
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
RECITALSMaster Loan Guaranty Agreement • September 5th, 2003 • First Marblehead Corp • Massachusetts
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
EXHIBIT 10.5 CONFIDENTIAL MATERIALS OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. ASTERISKS DENOTE OMISSIONS. SECOND AMENDMENT TO PROGRAM AGREEMENTS (BAGEL) This Second Amendment to Program Agreements ("Second Amendment")...Second Amendment to Program Agreements • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
EXHIBIT 10.7 FOURTH AMENDMENT TO PROGRAM AGREEMENTS (BAGEL) This Fourth Amendment to Program Agreements ("Fourth Amendment") amends the Program Agreements, as defined below, entered into by and among Bank of America, National Association ("Program...Program Agreements • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
RECITALSDatabase Sale and Supplementation Agreement • September 5th, 2003 • First Marblehead Corp • Massachusetts
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
EXHIBIT 10.25 ORIGINATION SERVICES AGREEMENT by and between BANK OF AMERICA, N.A.Origination Services Agreement • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
ALTERNATIVE SERVICING AGREEMENT BETWEEN PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY AND THE FIRST MARBLEHEAD CORPORATIONAlternative Loan Servicing Agreement • September 5th, 2003 • First Marblehead Corp • Pennsylvania
Contract Type FiledSeptember 5th, 2003 Company Jurisdiction
W I T N E S S E T HAmendment to Program Agreements • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company
AMENDMENT TO GUARANTY AGREEMENT, LOAN ORIGINATION AGREEMENT AND DEPOSIT AND SECURITY AGREEMENTGuaranty Agreement, Loan Origination Agreement and Deposit and Security Agreement • September 5th, 2003 • First Marblehead Corp
Contract Type FiledSeptember 5th, 2003 Company