0001047469-03-034639 Sample Contracts

CHANGE IN TERMS AGREEMENT

Change in Terms Agreement • October 29th, 2003 • Zenith National Insurance Corp • Fire, marine & casualty insurance

• Contract Type
  Change in Terms Agreement
• Filed
  October 29th, 2003
• Company
  Zenith National Insurance Corp
• Industry
  Fire, marine & casualty insurance

References in the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing "***" has been omitted due to text length limitations.

WAIVER AND AMENDMENT

Credit Agreement • October 29th, 2003 • Zenith National Insurance Corp • Fire, marine & casualty insurance • California

• Contract Type
  Credit Agreement
• Filed
  October 29th, 2003
• Company
  Zenith National Insurance Corp
• Industry
  Fire, marine & casualty insurance
• Jurisdiction
  California

THIS WAIVER AND AMENDMENT (this "Waiver and Amendment") is entered into as of September 5, 2003, between ZENITH NATIONAL INSURANCE CORP., a Delaware corporation (the "Company"), and BANK OF AMERICA, N.A., a national banking association (the "Bank").