0001047469-04-007631 Sample Contracts

OFFICE LEASE between PGI EQUITY PARTNERS, L.P. (Landlord) and TREATY OAK BANK (Tenant)
Acceptance Letter     Office Lease • March 12th, 2004 • Treaty Oak Bancorp Inc • State commercial banks • Texas

THIS OFFICE LEASE ("Lease"), dated as of , 2004, is made and entered into by and between PGI EQUITY PARTNERS, L.P.., a Texas limited partnership, ("Landlord") and TREATY OAK BANK, a Texas corporation, with offices located at 3811 Bee Caves Road, Suite 209, Austin, Texas, 78746 ("Tenant") upon the following terms and conditions:

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EXPENSE REIMBURSEMENT AGREEMENT
Expense Reimbursement Agreement • March 12th, 2004 • Treaty Oak Bancorp Inc • State commercial banks • Texas

THIS EXPENSE REIMBURSEMENT AGREEMENT ("Agreement") is entered into as of December 8, 2003, by and between, Treaty Oak Bancorp, Inc., a Texas corporation ("Bancorp"), and Treaty Oak Holdings, Inc., a Texas corporation ("Holdings").

ESCROW AGREEMENT
Escrow Agreement • March 12th, 2004 • Treaty Oak Bancorp Inc • State commercial banks • Texas

THIS ESCROW AGREEMENT (the "Agreement") is made as of by and between Treaty Oak Bancorp, Inc., a Texas corporation ("Treaty Oak") and TIB-The Independent BankersBank, Irving, Texas as Escrow Agent (the "Escrow Agent") and provides as follows:

PROMOTIONAL SHARES LOCK-IN AGREEMENT Class B Issuer
Treaty Oak Bancorp Inc • March 12th, 2004 • State commercial banks
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