0001047469-04-009609 Sample Contracts

SECOND AMENDMENT AGREEMENT
Loan and Security Agreement • March 26th, 2004 • New World Restaurant Group Inc • Retail-eating places

SECOND AMENDMENT AGREEMENT, dated as of February 9, 2004 (this "Agreement") to the Loan and Security Agreement, dated as of July 8, 2003 (as amended, supplemented or modified from time to time in accordance with its terms, the "Loan Agreement"), among the financial institutions named therein (the "Lenders"), AmSouth Bank, as agent (in such capacity, together with any successor in such capacity, the "Agent"), AmSouth Capital Corp., as administrative agent (in such capacity, together with any successor in such capacity, the "Administrative Agent"), New World Restaurant Group, Inc., a Delaware corporation ("New World"), Manhattan Bagel Company, Inc., a New Jersey corporation ("Manhattan Bagel"), Chesapeake Bagel Franchise Corp., a New Jersey corporation ("Chesapeake Bagel"), Willoughby's Incorporated, a Connecticut corporation ("Willoughby's"), Einstein and Noah Corp., a Delaware corporation ("Einstein"), Einstein/Noah Bagel Partners, Inc., a California corporation ("Einstein/Noah") and I

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CONSULTING AGREEMENT
Consulting Agreement • March 26th, 2004 • New World Restaurant Group Inc • Retail-eating places • Colorado

This Consulting Agreement (the "Agreement") is entered into as of December 8, 2003, by and between New World Restaurant Group, Inc., a Delaware corporation (the "Company"), and Jill B. W. Sisson, Attorney at Law and sole practitioner (the "Consultant").

SETTLEMENT AGREEMENT AND MUTUAL GENERAL RELEASE
Settlement Agreement • March 26th, 2004 • New World Restaurant Group Inc • Retail-eating places

This Settlement Agreement and Mutual General Release ("Agreement") is entered into by and between Anthony Wedo ("EMPLOYEE") and New World Restaurant Group, Inc., ("NEW WORLD").

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