0001047469-04-010405 Sample Contracts

STOCK PLEDGE AGREEMENT
Stock Pledge Agreement • April 1st, 2004 • Charles River Associates Inc • Services-legal services • Massachusetts

STOCK PLEDGE AGREEMENT dated as of January 14, 2004, by and between CHARLES RIVER ASSOCIATES INCORPORATED, a Massachusetts corporation, having a place of business at John Hancock Tower, 200 Clarendon Street, T-33, Boston, Massachusetts 02116-5092 (the "Pledgor"), and Citizens Bank of Massachusetts, a bank, having a place of business at 28 State Street, Boston, Massachusetts 02109, (the "Pledgee").

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CITIZENS BANK OF MASSACHUSETTS LOAN AGREEMENT
Bank of Massachusetts Loan Agreement • April 1st, 2004 • Charles River Associates Inc • Services-legal services • Massachusetts

THIS LOAN AGREEMENT ("Agreement") is entered into as of January 14, 2004 by and between Charles River Associates Incorporated, a Massachusetts corporation, with its principal place of business at the John Hancock Tower, 200 Clarendon Street, T-33, Boston, Massachusetts 02116-5092 (the "Borrower"), and Citizens Bank of Massachusetts, a bank with a principal place of business at 28 State Street, Boston, Massachusetts 02109 (the "Bank").

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