Exhibit (h)(9) [First Tennessee Bank Letterhead] March 6, 2003 Mr. W. Robert Alexander Chairman Financial Investors Variable Insurance Trust 1625 Broadway, Suite 2200 Denver, CO 80202 Re: Financial Investors Variable Insurance Trust (the "Trust")...Letter Agreement • April 29th, 2004 • Financial Investors Variable Insurance Trust
FTB acknowledges that it will not be entitled to collect on or make a claim for waived fees at any time in the future. FTB agrees that such expense reimbursements and/or fee waivers for the Portfolio were effective as of January 1, 2003 and shall continue at least through the end of the fiscal year (December 31, 2003).
