0001047469-04-026369 Sample Contracts

THE BOND MARKET ASSOCIATION LOGO] Amended and Restated Master Repurchase Agreement September 1996 Version
Master Repurchase Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • New York
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AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC, as buyer ("Buyer") or as agent pursuant hereto ("Agent"), FIELDSTONE MORTGAGE COMPANY, as seller ("Seller") and FIELDSTONE INVESTMENT CORPORATION, as...
Master Repurchase Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • New York

This is an AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT, dated as of April 5, 2004, between CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the "Buyer"), FIELDSTONE MORTGAGE COMPANY (a "Seller") and FIELDSTONE INVESTMENT CORPORATION (a "Seller" and, together with Fieldstone Mortgage Company, the "Sellers").

AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT GOVERNING PURCHASES AND SALES OF MORTGAGE LOANS DATED AS OF DECEMBER 31, 2003 BETWEEN LEHMAN BROTHERS BANK, FSB, AS BUYER, FIELDSTONE MORTGAGE COMPANY, AS SELLER AND FIELDSTONE INVESTMENT CORPORATION,...
Master Repurchase Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • New York

Buyer and FMC are parties to a Master Repurchase Agreement Governing Purchases and Sales of Mortgage Loans dated as of August 31, 2003, as amended by that certain First Amendment to Master Repurchase Agreement Governing Purchase and Sales of Mortgage Loans, dated as of November 10, 2003, between Buyer, FMC and FIC (collectively, the "Existing Agreement").

MORTGAGE LOAN PURCHASE AND SALE AGREEMENT by and between FIELDSTONE MORTGAGE COMPANY as Seller, and GUARANTY BANK as Buyer
Mortgage Loan Purchase and Sale Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • Texas

This MORTGAGE LOAN PURCHASE AND SALE AGREEMENT is made as of this 23rd day of July, 2003, by and between FIELDSTONE MORTGAGE COMPANY, a Maryland corporation (the "Seller") and GUARANTY BANK, a federal savings bank (the "Buyer").

FIRST AMENDMENT TO MORTGAGE LOAN PURCHASE AND SALE AGREEMENT
Mortgage Loan Purchase and Sale Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • Texas

THIS FIRST AMENDMENT TO MORTGAGE LOAN PURCHASE AND SALE AGREEMENT (herein called this "Amendment") made as of June 30, 2004 by and between FIELDSTONE MORTGAGE COMPANY, a Maryland corporation ("Seller"), and GUARANTY BANK, a federal savings bank ("Buyer").

AMENDMENT NO. 2 TO REVOLVING CREDIT AND SECURITY AGREEMENT
Revolving Credit and Security Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts

This AMENDMENT NO. 2 (the "Amendment") is made and entered into as of April 16, 2004 by and between Countrywide Warehouse Lending ("Lender") and Fieldstone Mortgage Company and Fieldstone Investment Corporation (collectively "Borrower"). This Amendment amends that certain Revolving Credit and Security Agreement by and between Lender and Borrower dated as of March 13, 2001 (as may be amended from time to time, the "Credit Agreement").

AMENDMENT NO. 7 AND JOINDER TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • New York

This SEVENTH AMENDMENT AND JOINDER TO MASTER REPURCHASE AGREEMENT (this "Amendment") is dated as of November 10, 2003 and is entered into by and among FIELDSTONE MORTGAGE SPE (ML)-I, L.L.C (the "Seller"), FIELDSTONE MORTGAGE COMPANY (the "Guarantor"), FIELDSTONE INVESTMENT CORPORATION ("FIC"), and MERRILL LYNCH MORTGAGE CAPITAL INC. (the "Buyer") to that certain Amended and Restated Master Repurchase Agreement dated as of October 2, 2001 (the "Master Repurchase Agreement"), as supplemented by Annex I thereto (Supplemental Terms to Amended and Restated Master Repurchase Agreement) ("Annex I"), as amended by Amendment No. 1 to Amended and Restated Master Repurchase Agreement dated April 12, 2002, Amendment No. 2 to Amended and Restated Master Repurchase Agreement dated as of October 1, 2002, Amendment No. 3 to Amended and Restated Master Repurchase Agreement dated as of March 17, 2003, Amendment No. 4 to Amended and Restated Master Repurchase Agreement dated as of July 24, 2003, Amendmen

THIRD AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • Texas

THIS THIRD AMENDMENT TO CREDIT AGREEMENT (herein called this "Amendment") made as of December 31, 2003 by and between FIELDSTONE MORTGAGE COMPANY, a Maryland corporation ("Borrower"), and GUARANTY BANK, a federal savings bank ("Lender"),

FIRST AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • Texas

THIS FIRST AMENDMENT TO CREDIT AGREEMENT (herein called this "Amendment") made as of September 12, 2003 by and between FIELDSTONE MORTGAGE COMPANY, a Maryland corporation ("Borrower"), and GUARANTY BANK, a federal savings bank ("Lender"),

SECOND AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • Texas

THIS SECOND AMENDMENT TO CREDIT AGREEMENT (herein called this "Amendment") made as of November 10, 2003 by and between FIELDSTONE MORTGAGE COMPANY, a Maryland corporation ("Borrower"), and GUARANTY BANK, a federal savings bank ("Lender"),

4/04 AMENDED AND RESTATED SENIOR SECURED CREDIT AGREEMENT dated as of April 21, 2004 by and among FIELDSTONE INVESTMENT CORPORATION FIELDSTONE MORTGAGE COMPANY and JPMORGAN CHASE BANK $200,000,000 Senior Secured Revolving Credit
Senior Secured Credit Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • Texas

This 4/04 AMENDED AND RESTATED SENIOR SECURED CREDIT AGREEMENT (the "4/04 A&R Credit Agreement" or—within itself—this "Agreement" and as it may be supplemented, amended or restated from time to time, the "Current Credit Agreement"), dated as of April 21, 2004 (the "Effective Date") among FIELDSTONE INVESTMENT CORPORATION ("FIC"), a Maryland corporation and FIELDSTONE MORTGAGE COMPANY (the "Company"), a Maryland corporation, each having its principal office at 11000 Broken Land Parkway, Columbia, Maryland 21044 (FIC and the Company are sometimes collectively called the "Borrowers" and individually called a "Borrower"), and JPMORGAN CHASE BANK ("JPMorgan Chase" or the "Lender"), a New York banking corporation, having a branch at 712 Main Street, Houston, Texas 77002, recites and provides as follows.

CREDIT AGREEMENT
Credit Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • Texas

THIS CREDIT AGREEMENT is made and entered into as of July 23, 2003, between FIELDSTONE MORTGAGE COMPANY, a Maryland corporation ("Borrower"), and GUARANTY BANK ("Lender").

REVOLVING CREDIT AND SECURITY AGREEMENT (the "Agreement") between COUNTRYWIDE WAREHOUSE LENDING ("Lender") and Fieldstone Mortgage Company ("Borrower") dated as of March 13, 2001
Revolving Credit and Security Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • California

THIS REVOLVING CREDIT AND SECURITY AGREEMENT (the "Agreement") is made and entered into, as of March 13, 2001 (the "Effective Date"), by and between Countrywide Warehouse Lending, a California corporation ("Lender"), and Fieldstone Mortgage Company, a Delaware corporation ("Borrower").

AMENDMENT NO. 1 TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • New York

Amendment No. 1, dated as of July 8, 2004 (this "Amendment"), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the "Buyer"), FIELDSTONE MORTGAGE COMPANY (a "Seller") and FIELDSTONE INVESTMENT CORPORATION (a "Seller" and, together with Fieldstone Mortgage Company, the "Sellers").

AMENDMENT NO. 1 TO REVOLVING CREDIT AND SECURITY AGREEMENT
Revolving Credit and Security Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts

THIS AMENDMENT NO. 1 (the "Amendment") is made and entered into as of November 10, 2003 by and between Countrywide Warehouse Lending ("Lender") and Fieldstone Mortgage Company ("Borrower"). This Amendment amends that certain Revolving Credit and Security Agreement by and between Lender and Borrower dated as of March 13, 2001, (as may be amended from time to time, the "Credit Agreement").

FIFTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • August 12th, 2004 • Fieldstone Investment Corp • Real estate investment trusts • Texas

THIS FIFTH AMENDMENT TO CREDIT AGREEMENT (herein called this "Amendment") made as of June 30, 2004 by and between FIELDSTONE MORTGAGE COMPANY, a Maryland corporation ("Borrower"), and GUARANTY BANK, a federal savings bank ("Lender"),

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