JOINT FILING AGREEMENTToronto Dominion Bank • December 10th, 2004 • Commercial banks, nec
Company FiledDecember 10th, 2004 IndustryEach of the undersigned persons hereby agrees and consents to this joint filing of Schedule 13G (including any and all amendments thereof) on their behalf pursuant to Section 13(d) and (g) of the Securities Exchange Act of 1934, as amended, and the rules promulgated thereunder. Each of these persons is not responsible for the completeness or accuracy of the information concerning the other persons making this filing, unless such person knows or has reason to believe that such information is inaccurate.