Hulsey, Oliver & Mahar letterhead] January 11, 2005Gb&t Bancshares Inc • January 12th, 2005 • State commercial banks
Agreement and Plan of Reorganization between GB&T Bancshares, Inc. ("GB&T") and FNBG Bancshares, Inc. ("FNBG") dated as of October 1, 2004, as amended (the "Merger Agreement").
