Exhibit 99.(b)(8)(d) PARTICIPATION AGREEMENT THIS PARTICIPATION AGREEMENT is made and entered into as of September 26, 2001 by and between EQUITRUST LIFE INSURANCE COMPANY (the "Company"), and AMERICAN CENTURY INVESTMENT SERVICES, INC....Participation Agreement • April 29th, 2005 • Equitrust Life Annuity Account • Missouri
RECITALSShareholder Services Agreement • April 29th, 2005 • Equitrust Life Annuity Account
AMENDMENT TO PARTICIPATION AGREEMENT As of May 3, 2004 by and among Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. EquiTrust Life Insurance CompanyParticipation Agreement • April 29th, 2005 • Equitrust Life Annuity Account • California
