0001047469-06-002097 Sample Contracts

FOURTH AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT
Credit Agreement • February 16th, 2006 • Zenith National Insurance Corp • Fire, marine & casualty insurance • California

THIS FOURTH AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT (this "Amendment") is entered into as of December 27, 2005, between ZENITH NATIONAL INSURANCE CORP., a Delaware corporation (the "Company"), and BANK OF AMERICA, N.A., a national banking association (the "Bank").

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AMENDMENT NO. 3 TO AMENDED AND RESTATED TAX SHARING AGREEMENT
Sharing Agreement • February 16th, 2006 • Zenith National Insurance Corp • Fire, marine & casualty insurance

WHEREAS, Zenith National Insurance Corp. ("Zenith National"), and its subsidiaries Zenith Insurance Company, CalRehab Services, Inc. (formerly ZNAT Rehabilitation Services, Inc.), ZNAT Insurance Company, Zenith Star Insurance Company and Perma-Bilt, a Nevada Corporation (the "Existing Subsidiaries), have previously entered into an Amended and Restated Tax Sharing Agreement; and

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