COUNTRYWIDE FINANCIAL CORPORATION 2006 Equity Incentive Plan Performance-Based Restricted Stock Unit Award AgreementRestricted Stock Unit Award Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
Contract Type FiledFebruary 29th, 2008 Company IndustryThe Participant specified below has been granted these Restricted Stock Units ("RSUs") by COUNTRYWIDE FINANCIAL CORPORATION, a Delaware corporation (the "Company") under the terms of the COUNTRYWIDE FINANCIAL CORPORATION 2006 EQUITY INCENTIVE PLAN (the "Plan"). The RSUs shall be subject to the following terms and conditions set forth herein as well as the terms of the Plan (this Agreement and the Plan being collectively referred to as the "RSU Terms").
FORM OF CLOSING CERTIFICATE364-Day Credit Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
Contract Type FiledFebruary 29th, 2008 Company IndustryPursuant to Section 4.01(c) of the 364-Day Credit Agreement, dated as of May 9, 2007 (the "Credit Agreement"; terms defined therein being used herein as therein defined), among Countrywide Financial Corporation, Countrywide Home Loans, Inc. and William Street Credit Corporation, as the Lender, the undersigned [INSERT TITLE OF OFFICER] of [INSERT NAME OF LOAN PARTY] (the "Certifying Loan Party") hereby certifies as follows:
FORM OF CLOSING CERTIFICATEFive-Year Credit Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
Contract Type FiledFebruary 29th, 2008 Company IndustryPursuant to Section 4.01(c) of the Five-Year Credit Agreement, dated as of May 10, 2006 (the "Credit Agreement"; terms defined therein being used herein as therein defined), among Countrywide Financial Corporation, Countrywide Home Loans, Inc. and William Street Credit Corporation, as the Lenders, the undersigned [INSERT TITLE OF OFFICER] of [INSERT NAME OF LOAN PARTY] (the "Certifying Loan Party") hereby certifies as follows:
COUNTRYWIDE FINANCIAL CORPORATION 2006 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENTRestricted Stock Unit Award Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
Contract Type FiledFebruary 29th, 2008 Company IndustryThe Participant specified below has been granted these Restricted Stock Units ("Units") by COUNTRYWIDE FINANCIAL CORPORATION, a Delaware corporation (the "Company") under the terms of the COUNTRYWIDE FINANCIAL CORPORATION 2006 EQUITY INCENTIVE PLAN (the "Plan"). The Units shall be subject to the terms and conditions set forth herein (the "Agreement") as well as the terms of the Plan.
QuickLinks -- Click here to rapidly navigate through this documentOption Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
Contract Type FiledFebruary 29th, 2008 Company IndustryAMENDMENT made this 1st day of November, 2007 to the [Option Agreement Name] ("Option Agreement") dated [2004 Grant Date] between Countrywide Financial Corporation (the "Company") and you (the "Optionee").
FIVE-YEAR CREDIT AGREEMENT dated as of May 10, 2006 among COUNTRYWIDE FINANCIAL CORPORATION, COUNTRYWIDE HOME LOANS, INC., and WILLIAM STREET CREDIT CORPORATION, as LenderCredit Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered • New York
Contract Type FiledFebruary 29th, 2008 Company Industry JurisdictionFIVE-YEAR CREDIT AGREEMENT dated as of May 10, 2006, among COUNTRYWIDE FINANCIAL CORPORATION, COUNTRYWIDE HOME LOANS, INC., and WILLIAM STREET CREDIT CORPORATION, as the Lender (the "Lender").
FIRST AMENDMENT TO THE FIVE-YEAR CREDIT AGREEMENTFive-Year Credit Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered • New York
Contract Type FiledFebruary 29th, 2008 Company Industry JurisdictionThis FIRST AMENDMENT to the FIVE-YEAR CREDIT AGREEMENT (this "Amendment") is made and dated as of May 9, 2007 by and among Countrywide Home Loans, Inc., a New York corporation ("CHL"), Countrywide Financial Corporation, a Delaware corporation ("CFC") and William Street Credit Corporation, as the Lender ("Lender").
COUNTRYWIDE FINANCIAL CORPORATION RESTRICTED STOCK AGREEMENTRestricted Stock Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
Contract Type FiledFebruary 29th, 2008 Company IndustryThis Restricted Stock Agreement ("Agreement") is made as of [Date], between COUNTRYWIDE FINANCIAL CORPORATION, a Delaware corporation (the "Company"), and Name (the "Director").
COUNTRYWIDE FINANCIAL CORPORATION RESTRICTED STOCK AGREEMENTRestricted Stock Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
Contract Type FiledFebruary 29th, 2008 Company IndustryThis Restricted Stock Agreement ("Agreement"), made as of [Grant Date] (the "Grant Date"), between COUNTRYWIDE FINANCIAL CORPORATION, a Delaware corporation (the "Company"), and [Employee Name] (the "Award Holder").
QuickLinks -- Click here to rapidly navigate through this documentOption Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
Contract Type FiledFebruary 29th, 2008 Company IndustryAMENDMENT made this 1st day of November, 2007 to the [Option Agreement Name] ("Option Agreement") dated [2005 Grant Date] between Countrywide Financial Corporation (the "Company") and you (the "Optionee").
364-DAY CREDIT AGREEMENT dated as of May 9, 2007 among COUNTRYWIDE FINANCIAL CORPORATION, COUNTRYWIDE HOME LOANS, INC., and WILLIAM STREET CREDIT CORPORATION, as Lender364-Day Credit Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered • New York
Contract Type FiledFebruary 29th, 2008 Company Industry Jurisdiction364-DAY CREDIT AGREEMENT dated as of May 9, 2007, among COUNTRYWIDE FINANCIAL CORPORATION, COUNTRYWIDE HOME LOANS, INC. and WILLIAM STREET CREDIT CORPORATION, as the Lender (the "Lender").