FIVE-YEAR CREDIT AGREEMENT dated as of May 10, 2006 among COUNTRYWIDE FINANCIAL CORPORATION, COUNTRYWIDE HOME LOANS, INC., and WILLIAM STREET CREDIT CORPORATION, as LenderCredit Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered • New York
FIVE-YEAR CREDIT AGREEMENT dated as of May 10, 2006, among COUNTRYWIDE FINANCIAL CORPORATION, COUNTRYWIDE HOME LOANS, INC., and WILLIAM STREET CREDIT CORPORATION, as the Lender (the "Lender").
COUNTRYWIDE FINANCIAL CORPORATION 2006 Equity Incentive Plan Performance-Based Restricted Stock Unit Award AgreementCountrywide Financial Corp • February 29th, 2008 • Savings institution, federally chartered
The Participant specified below has been granted these Restricted Stock Units ("RSUs") by COUNTRYWIDE FINANCIAL CORPORATION, a Delaware corporation (the "Company") under the terms of the COUNTRYWIDE FINANCIAL CORPORATION 2006 EQUITY INCENTIVE PLAN (the "Plan"). The RSUs shall be subject to the following terms and conditions set forth herein as well as the terms of the Plan (this Agreement and the Plan being collectively referred to as the "RSU Terms").
FORM OF CLOSING CERTIFICATEAssignment and Assumption • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
Pursuant to Section 4.01(c) of the 364-Day Credit Agreement, dated as of May 9, 2007 (the "Credit Agreement"; terms defined therein being used herein as therein defined), among Countrywide Financial Corporation, Countrywide Home Loans, Inc. and William Street Credit Corporation, as the Lender, the undersigned [INSERT TITLE OF OFFICER] of [INSERT NAME OF LOAN PARTY] (the "Certifying Loan Party") hereby certifies as follows:
FORM OF CLOSING CERTIFICATECountrywide Financial Corp • February 29th, 2008 • Savings institution, federally chartered
Pursuant to Section 4.01(c) of the Five-Year Credit Agreement, dated as of May 10, 2006 (the "Credit Agreement"; terms defined therein being used herein as therein defined), among Countrywide Financial Corporation, Countrywide Home Loans, Inc. and William Street Credit Corporation, as the Lenders, the undersigned [INSERT TITLE OF OFFICER] of [INSERT NAME OF LOAN PARTY] (the "Certifying Loan Party") hereby certifies as follows:
COUNTRYWIDE FINANCIAL CORPORATION 2006 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENTCountrywide Financial Corp • February 29th, 2008 • Savings institution, federally chartered
The Participant specified below has been granted these Restricted Stock Units ("Units") by COUNTRYWIDE FINANCIAL CORPORATION, a Delaware corporation (the "Company") under the terms of the COUNTRYWIDE FINANCIAL CORPORATION 2006 EQUITY INCENTIVE PLAN (the "Plan"). The Units shall be subject to the terms and conditions set forth herein (the "Agreement") as well as the terms of the Plan.
QuickLinks -- Click here to rapidly navigate through this documentCountrywide Financial Corp • February 29th, 2008 • Savings institution, federally chartered
AMENDMENT made this 1st day of November, 2007 to the [Option Agreement Name] ("Option Agreement") dated [2004 Grant Date] between Countrywide Financial Corporation (the "Company") and you (the "Optionee").
FIRST AMENDMENT TO THE FIVE-YEAR CREDIT AGREEMENTCredit Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered • New York
This FIRST AMENDMENT to the FIVE-YEAR CREDIT AGREEMENT (this "Amendment") is made and dated as of May 9, 2007 by and among Countrywide Home Loans, Inc., a New York corporation ("CHL"), Countrywide Financial Corporation, a Delaware corporation ("CFC") and William Street Credit Corporation, as the Lender ("Lender").
COUNTRYWIDE FINANCIAL CORPORATION RESTRICTED STOCK AGREEMENTRestricted Stock Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
This Restricted Stock Agreement ("Agreement") is made as of [Date], between COUNTRYWIDE FINANCIAL CORPORATION, a Delaware corporation (the "Company"), and Name (the "Director").
COUNTRYWIDE FINANCIAL CORPORATION RESTRICTED STOCK AGREEMENTRestricted Stock Agreement • February 29th, 2008 • Countrywide Financial Corp • Savings institution, federally chartered
This Restricted Stock Agreement ("Agreement"), made as of [Grant Date] (the "Grant Date"), between COUNTRYWIDE FINANCIAL CORPORATION, a Delaware corporation (the "Company"), and [Employee Name] (the "Award Holder").
QuickLinks -- Click here to rapidly navigate through this documentCountrywide Financial Corp • February 29th, 2008 • Savings institution, federally chartered
AMENDMENT made this 1st day of November, 2007 to the [Option Agreement Name] ("Option Agreement") dated [2005 Grant Date] between Countrywide Financial Corporation (the "Company") and you (the "Optionee").
