0001047469-08-010172 Sample Contracts

BRADFORD BANK CHANGE IN CONTROL AGREEMENT
Change in Control Agreement • September 19th, 2008 • Bradford Bancorp Inc /MD • Savings institution, federally chartered • Maryland

This Change in Control Agreement (the “Agreement”) is entered into as of January 1, 2006 between Bradford Bank (the “Bank”) and David L. Costello, III (the “Executive”).

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BRADFORD BANK CHANGE IN CONTROL AGREEMENT
Change in Control Agreement • September 19th, 2008 • Bradford Bancorp Inc /MD • Savings institution, federally chartered • Maryland

This Change in Control Agreement (the “Agreement”) is entered into as of January 1, 2006 between Bradford Bank (the “Bank”) and Dallas R. Arthur (the “Executive”).

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