FORM OF CITIGROUP 2013 CAP/DCAP AGREEMENT Citigroup Inc. Capital Accumulation Program/Deferred Cash Award Plan Award Agreement SummaryDcap Agreement • November 6th, 2012 • Citigroup Inc • National commercial banks • New York
Citigroup Inc. (“Citigroup”) hereby grants to {NAME} (the “Participant”) the awards summarized below pursuant to the terms of the Discretionary Incentive and Retention Award Plan (“DIRAP”). The terms, conditions and restrictions of your awards are contained in this Award Agreement, including the attached Terms and Conditions (together, the “Agreement”). Deferred stock and restricted stock awards granted under the 2013 Capital Accumulation Program (“CAP”) are summarized, along with additional information, in the 2013 Capital Accumulation Program prospectus dated February 19, 2013, and any applicable prospectus supplements (together, the “Prospectus”) and the Citigroup 2009 Stock Incentive Plan, as amended and restated effective April 17, 2012, and as it may be further amended from time to time (the “Stock Incentive Plan”). Deferred cash awards granted under the Deferred Cash Award Plan (“DCAP”) are summarized, along with additional information, in the 2013 Deferred Cash Award Plan broch
