0001047469-13-009304 Sample Contracts

FORM OF SHAREHOLDERS AGREEMENT
Shareholder Agreement • September 26th, 2013 • Essent Group Ltd. • Surety insurance • New York

SHAREHOLDERS AGREEMENT (the “Agreement”), dated as of , 2013, among Essent Group Ltd., a limited liability company organized under the laws of Bermuda (the “Company”) and Essent Intermediate, L.P. and Pine Brook Essent Co-Invest, L.P. (such entities, collectively, the “Pine Brook Entities”).

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ESSENT GROUP LTD. 2009 RESTRICTED SHARE PLAN RESTRICTED SHARE AWARD AGREEMENT
Restricted Share Award Agreement • September 26th, 2013 • Essent Group Ltd. • Surety insurance • New York

THIS RESTRICTED SHARE AWARD AGREEMENT (the “Agreement”), is made effective as of the day of , 2009, between Essent Group Ltd., a Bermuda company (the “Company”), and (the “Participant”):

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