PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT AMONG ZALE DELAWARE, INC., ZALE PUERTO RICO, INC. AND COMENITY CAPITAL BANK DATED AS OF JULY 9, 2013Private Label Credit Card Program Agreement • September 27th, 2013 • Zale Corp • Retail-jewelry stores • Utah
Contract Type FiledSeptember 27th, 2013 Company Industry JurisdictionTHIS PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT (together with any schedules, exhibits, addenda, and future amendments and supplements hereto, the “Agreement”) is made as of the 9th day July, 2013, (the “Effective Date”) by and among ZALE DELAWARE, INC., a Delaware corporation (“Zale Delaware”), with its principal office at 901 W. Walnut Hill Lane, Irving, TX 75038-1003, ZALE PUERTO RICO, INC., a Puerto Rico corporation (“Zale PR” and together with Zale Delaware, “Zale”), with its principal office at 901 W. Walnut Hill Lane, Irving, TX 75038-1003, and COMENITY CAPITAL BANK, with its principal office at 2795 E. Cottonwood Parkway, Suite 100, Salt Lake City, Utah 84121 (hereinafter referred to as “Bank”).