FORM OF CITIGROUP 2014 CAP/DCAP AGREEMENT Citigroup Inc. Capital Accumulation Program/Deferred Cash Award Plan Award Agreement SummaryCap/Dcap Agreement • November 1st, 2013 • Citigroup Inc • National commercial banks • New York
Citigroup Inc. (“Citigroup”) hereby grants to {NAME} (the “Participant”) the awards summarized below pursuant to the terms of the Discretionary Incentive and Retention Award Plan, as amended and restated effective as of January 1, 2014 (“DIRAP”). The terms, conditions and restrictions of your awards are contained in this Award Agreement, including the attached Terms and Conditions (together, the “Agreement”). Deferred stock and restricted stock awards are granted under the 2014 Capital Accumulation Program (“CAP”), and these CAP awards are summarized, along with additional information, in the 2014 Capital Accumulation Program prospectus dated February 18, 2014, and any applicable prospectus supplements (together, the “Prospectus”). These deferred stock and restricted stock awards are made pursuant to the Citigroup 2009 Stock Incentive Plan, as amended and restated April 24, 2013, and as it may be further amended from time to time (the “Stock Incentive Plan”). Deferred cash awards are g
