Ms. Linda H. Simmons Senior Vice President and Chief Financial Officer HarborOne Bancorp, Inc. / HarborOne Bank Brockton, MA 02301 Dear Ms. Simmons:HarborOne NorthEast Bancorp, Inc. • March 11th, 2019 • Massachusetts
Company FiledMarch 11th, 2019 JurisdictionThis letter sets forth the agreement between HarborOne Bank, Brockton, Massachusetts (the “Bank”), a state-chartered co-operative bank wholly-owned by HarborOne Bancorp, Inc. (the “Company”), which in turn is a financial services holding company majority owned by HarborOne Mutual Bancshares (the “MHC”), collectively “HarborOne,” and RP® Financial, LC. (“RP Financial”), whereby RP Financial will provide the independent conversion appraisal services in conjunction with HarborOne’s second step conversion offering.