Exhibit 10.22 AMENDMENT NO 3, CONSENT AND WAIVER dated as of August 4, 1997 (this "Amendment"), to the Credit Agreement dated as of August 23, 1995, as amended by Amendment No. 1 thereto dated as of December 31, 1995, and Amendment No. 2 thereto dated...Credit Agreement • October 17th, 1997 • Johnstown America Industries Inc • Railroad equipment • New York
