Exhibit 10.4 THIS AGREEMENT is dated the of November, 2000 between: (1) BONUS STORES INC., INCORPORATED UNDER THE LAWS OF FLORIDA, USA (the "Borrower") and (2) ISLANDSBANKI-FBA HF., INCORPORATED UNDER THE LAWS OF ICELAND (the "Bank") WHEREAS the Bank...Loan Agreement • February 26th, 2001 • Bonus Stores Inc • Retail-variety stores
